There are times when there seem to be no good places to put your money. These are the times where everyone is talking about how the stock market has been slamming them, and the banks aren't paying great interest rates anymore. During times like these, don't let frustration move you to decisions you would not have made otherwise. During one of these periods, you get impatient, and you may want to make big changes to your savings strategy. Don't let your emotions get in the way of making sound investment decisions.
Give your decision some time and if it still makes sense to you, especially after hearing counter points of view, it may be wise to take action.
I have made bad investement decisions, and I have made good ones. My mistakes most often were made when I acted without fully thinking through the options!