1 minute drill

Take one minute to review these ideas for saving money and living better.

Make more money. (Get a part time job? Sell stuff on Ebay?)

Debt is your enemy, make a plan to get out of it and stick to it even when it's tough

Spend less. Easy to say, hard to do, but buy what you need not what you want. Eat out less, cook more, and drink less.

Cut monthly expenses. Reduce your cell phone bill, cut your cable, get a better rate on your car insurance (if you have not gotten quotes from multiple companies in a year, you are probably missing a better rate.

Start the habit of saving.